11 Best Payment Gateways in Bangladesh

Bangladesh has evolved enormously in recent years, as has its economic development. Bangladeshis today have more purchasing power than ever before, increasing retail demand across the country.

To fulfill this demand, businesses are looking for new ways to manage their payments and increase their profits. As a result, various Fintech companies have attempted to fill that void and meet demand by providing payment gateway services.

Continue reading to find out about the 11 best payment gateways in Bangladesh and how to select the best one for your specific needs. Before we proceed, there are a few things you should be aware of about Payment Gateways.

How Does a Payment Gateway Work?

A payment gateway is an essential component of the electronic payment processing system. It is concerned with customers immediately transferring their information to the merchant bank, where the transaction is carried out.

Payment gateways are rapidly evolving as customers grow more sophisticated or create new needs. Users had to swipe their credit cards into terminals and produce paper signatures previously.

However, as chip technology advances, signatures may be replaced with a PIN or personal identification number. You can now use your phone to make contactless purchases.

Online payment gateways require an API to interface with the network, whereas in-store POS terminals function via a phone line or the internet.

Top 11 Payment Gateways in Bangladesh


SSLCOMMERZ, oldest and largest digital payment gateways in Bangladesh, was founded in 2010. It has been a market leader since its inception, and Bangladesh Bank recognized it for its exceptional performance and dependability. Assist them in understanding their merchant and SSL user obligations, as well as chargebacks for fraudulent transactions, refunds, and shipment requirements.

  • Step A fee of 15000 BDT is charged.
  • Visa and Mastercard transactions are subject to a 5% fee.
  • Internet and mobile banking: 2%-4%

2. PortWallet

PortWallet is one of the quickest and most effective payment gateways in Bangladesh. They include an API interface and internal processing solutions.

  • The setup fee is BDT 5,000 for individuals and BDT 20,000 for businesses.
  • BDT 24,000 per year for businesses
  • Credit/debit card fees are 3.8% + BDT 2 for individuals and 3.5% + BDT 1 for corporations. Online fees are 3% + BDT 2 for individuals and 2.5% + BDT 1 for organizations.

3. PayPal 

PayPal is one of the most well-known B2C payment gateways in the world, and it is extremely dependable and popular. One distinguishing feature is that they provide peer-to-peer transactions that are not available on other platforms. However, in order to use PayPal in Bangladesh, you must be registered as a foreign firm. 


  • 2.9% + $0.3 cross-border fees per transaction for online transactions
  • Micro Pricing: Domestically, 5%, and internationally, 5.5%
  • Domestic personal transactions are free of charge.

4. Fast Spring

For international transactions, Fast Spring may be the best payment gateway. In this situation, anyone who wants to do business in a foreign country can get funds from them as soon as possible.

They provide services without requiring a long-term commitment. Furthermore, there are no contracts or enrollment fees with this company. In a word, this is one of the most user-friendly money-transfer firms in Bangladesh.


  • A 9% fee is applied to credit and debit card transactions.
  • 1% for foreign cards and currency conversion
  • 3.9% for international sales and 1% for quick payments

5. 2Checkout 

2Checkout is one of the major payment gateways in the country, providing a wide range of business solutions. They also enable frictionless global transactions, which allows businesses to make a lot of money. Their surfaces have no sign-up or annual fees.


  • There are no setup or annual fees.
  • 3.9% + $0.45 per transaction commission, plus a 1.5% cross-border cost

6. Authorize.net

In Bangladesh, Authorize.net is a prominent online payment gateway. They are a Visa subsidiary noted for their strict privacy and security requirements. They also provide a pleasurable and simple online payment experience.


  • The setup fee is free.
  • $25 per month 
  • 1 penny every transaction 
  • $0.1 daily batch fee

7. Fast Spring

Fast Spring is a dependable payment gateway, especially for overseas orders. This payment gateway is appropriate if your firm deals with foreign clients.

One of the most appealing characteristics of Fast Spring is that no long-term commitment is necessary. They are perfect for eCommerce and have assisted SaaS companies in increasing their revenue by 30%.


  • There are no sign-up or contract fees. 
  • 5.9% + $.95 per transaction or 9% each transaction.

8. Aamarpay

Aamarpay provides quick and secure payment alternatives that are popular with retailers due to low rates and quick checkouts. As a result, they have emerged as a key platform in Bangladesh. They also provide a multitude of APIs that ensure transaction safety and security.

They can select from four plans: aamar SME, aamar B2B, aamar Enterprise, and aamar Corporate.


  • There are four options available, ranging from BDT 4,000 to BDT 15,000 a month.
  • There are no yearly fees.
  • Commissions for Visa and Mastercard range from 55% to 3.25%.
  • The commission for mobile payments such as bKash and Rocket ranges from 8% to 2%.

9. Paddle

Paddle is a well-known payment processor that operates both locally and globally. They have B2B and B2C clients and only work with SaaS, making them a significant player. The most appealing aspect of this platform is that there are no setups or monthly expenses.


  • There are no sign-up fees.
  • There are no monthly costs.
  • Following negotiation, commissions per transaction can be determined.

10. Easy Pay Way

Easy Pay Way is one of Bangladesh’s most secure and versatile payment gateways. Basic, Starter, Professional, and Corporate are the four basic plans available. Their commission rate is displayed on the quote and can be adjusted dependent on the volume of your transactions.


  • BDT 5,000 (basic), BDT 10,000 (starter), BDT 18,000 (professional), BDT 20,000 (corporate). Setup Charge
  • Annual fees: There are no annual fees for Basic, Starter, Professional, or Corporate.
  • Transaction commission: Basic is 6.5%, Starter is 5%, and Professional is 3.9%. You can obtain a price for the company.

11. ShurjoPay

Shurjo Pay is another popular payment gateway in Bangladesh. Bangladesh Bank granted them the first PSO license in Bangladesh. They are popular with both customers and merchants. Despite having a higher sign-up fee than others, they do not charge annual maintenance fees.


  • Corporate customers must pay a BDT 10,000 sign-up fee as well as a BDT 10,000 integration fee.
  • For customers in the Education field, the sign-up price is BDT 10,000, and the integration fee is BDT 5,000.
  • There are no recurring or annual fees.
  • Visa and Mastercard fees for corporate customers are 2.5%, and 1.5% for school clients.
  • American Express fees: Corporate clients pay 3.5%, while students pay 1.5%.


Due to the country’s rapid development, Bangladesh has experienced a substantial increase in electronic and online payments in recent years. Payment gateways have grown in importance for both merchants and customers. Hopefully, this post has provided you with an understanding of the payment gateway market in Bangladesh, such as best payment gateway SSLCOMMERZ, and will assist you in deciding who to partner with.


Evelyn is a versatile and talented blog writer who loves to explore various facets of life through his writing. With a passion for Business, Lifestyle, Entertainment, Health & Wellness, Technology, and Travel, he crafts content that informs, entertains, and inspires. His wide-ranging interests and keen insights enable him to connect with readers across different domains. Whether he's breaking down complex business concepts, sharing wellness tips, or narrating travel experiences, Evelyn's writing reflects a unique blend of expertise and curiosity. His work is not only a source of information but a gateway to diverse worlds and ideas, all brought together by his love for the written word.

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